• Service Page - The Ichalkaranji Merchants Co-op Bank Ltd. Ichalkaranji

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    Personal Loan

    Ensure a smooth and prompt fund acquisition process by being aware of your personal loan eligibility. When faced with financial shortages or insufficient savings, a personal loan emerges as the optimal solution to meet your immediate needs. Our personal loans are designed to offer flexibility and cater to various tasks in life, providing a reliable financial bridge during crucial times. Apply now to experience the ease and convenience of securing the funds you require.

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    Lowest Interest Rates

    Smaller EMI

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    Document Required:

    • Photo Identity

    • Address proof & income papers of Borrower and both Gguarantors

    • Documents related to flat/house purchase repair their search report, valuation etc.


    Sr. No. Loan Interest Rate
    1 Gold Security Loan 10.00%
    2 House Construction, House Purchase, Flat Purchase Etc 11.50%
    3 Farm Loans (Agriculture Purchase, improvement Etc) 13.00%
    4 Auto Mortgage Loans
    Four Wheelers and all types of vehicles etc. (For Personal and Professional Use)
    Two Wheeler, Three Wheeler Etc
    11.50%
    12.50%
    5 Old Vechicle Loan (All Kinds of Vehicles Etc) 13.00%
    6 Commercial, Project Loans and Other Mortgages
    6 . A Loans up to 25.00 lakhs in Aggregate 12.50%
    6 . B Aggregate Loans of Rs.25.00 Lakhs and Above 13.25%
    7 Interest from Annasaheb Patil Economic Backward Development Corporation Loans in Repayment Plan
    Maharashtra State Other Backward Classes Finance and Development Corporation Limit Interest Subsidized Loans
    Vasantrao Naik Vimukt Caste and Nomadic Tribes Development Corporation Limited Interest Subsidy Loan

    13.50%
    8 Payday Loans and Unsecured Loans From Pygmy 15.50%
    9 For Deposit Mortgage Loans - 1.00% excess Interest Rate Over Deposit Interest Rate

    Have any questions?

    +91 9686411511

    DICGC INSURES DEPOSIT

    The Ichalkaranji Merchants Co-op Bank Ltd.
    is registered with DICGC

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